ARTHUR CERVANTES PROPERTIES, INC.

ACP Analysis & Presentation Center

Build a consistent ACP client presentation from the correct property track, supporting resources and source documentation. Private uploads and CRM persistence will connect through the ACP Secure Portal rather than a public static form.

Buyer Analysis Seller Analysis Bank & Income HOA Analysis Title Analysis Calculators Listing Marketing

ACP MASTER REPORT SYSTEM · v4.9

Choose the analysis you need

Buyer and Seller analyses begin with the property type. ACP then uses the appropriate report sections and supporting documents instead of forcing irrelevant materials into every presentation.

ACP MASTER BRAND STANDARD: Every client analysis uses the same cover hierarchy, approved Arthur Cervantes photo, ACP typography and colors, contact/licensing block, section order, Sources & Reliance, disclosures, and print/offline presentation controls.

Buyer Comprehensive Analysis

Choose the subject property type:

Buyer Intake & Presentation Builder

Buyer name(s)Birthday month/day (optional)Subject property addressMLS # / APNPurchase / offer price $Financing / cashTarget closing dateClient priorities / notes

Buyer presentation package

ACP cover + client/property identification
Buyer Comprehensive Analysis
Buyer Intake & Consultation
Offer Strategy + California Contingencies
Escrow, Title & Wire Fraud guides
Property-type-appropriate resources
Sources & Reliance + disclosures

Seller Comprehensive Analysis

Choose the subject property type:

Seller Intake & Presentation Builder

Seller name(s)Birthday month/day (optional)Property addressMLS # / APNTarget listing price $Seller timing / objectiveTarget launch dateProperty highlights / notes

Seller presentation package

ACP cover + client/property identification
Seller Comprehensive Analysis + comps/pricing
Seller Intake & Consultation + Roadmap
Net Sheet / proceeds planning
Marketing plan + Seller Protection Standard
Property-type-appropriate preparation resources
Sources & Reliance + disclosures

Document Inclusion Matrix: home-preparation and final-walkthrough materials are automatically treated as conditional. For example, a vacant-land report will focus on APN/legal description, zoning, access, utilities, hazards, easements, development constraints and land comps instead of home-preparation content.

SECURE WORKFLOW

Bank Statement & Income Analysis

Structured ACP workflow for income/deposit review, recurring income, unusual deposits, cash-flow observations and calculated income summaries. Private statements must be submitted through the ACP Secure Portal—not a public webpage.

SECURE ANALYSIS + DOCUMENT REVIEW

HOA Document Analysis

Use the secure ACP workflow to analyze supplied HOA documents and cite the actual source pages. The checklist below is the public review framework.

ACP REVIEW FRAMEWORK

HOA Financial Health Review Framework

Use this before or while reviewing an HOA package. The future protected analyzer will extract these items from uploaded documents; this live version gives clients the same review framework without asking them to upload private documents to a public form.

Operating health
Budget vs. actual results, recurring deficits, delinquency.

Reserve strength
Reserve study, funded status, major components and timing.

Future exposure
Special assessments, deferred maintenance, insurance and litigation.

Current annual budget and year-to-date financial statements reviewed Latest reserve study and reserve balance reviewed Special assessments or proposed assessments identified Insurance coverage/deductibles and known claims reviewed Delinquencies, litigation and major deferred maintenance investigated Meeting minutes reviewed for upcoming projects or disputes

ACP interpretation: No single percentage or number determines whether an HOA is “healthy.” Age, property type, reserve-study assumptions, upcoming capital projects, insurance conditions and lender requirements all matter.

ACP REVIEW FRAMEWORK

Natural Hazard Report Review

Use the report's actual determinations and maps. This checklist highlights issues that may require additional investigation.

Fire & wildfire
Hazard severity, defensible-space obligations, insurance availability.

Flood & water
Flood zones, dam inundation and local drainage considerations.

Earth & land
Fault, seismic, liquefaction, landslide and other mapped conditions.

Statutory hazard determinations reviewed Fire-hazard designation and insurance implications investigated Flood-zone designation and potential insurance/lender requirements investigated Earthquake fault/liquefaction/landslide mapping reviewed Local supplemental disclosures and environmental notices reviewed Questions requiring insurer, geologist, engineer or other specialist identified

Important: An NHD report is a disclosure aid, not a prediction that a hazard will or will not occur and not a substitute for insurance or specialist review.

LIVE PLANNING TOOL

Escrow & Closing Funds Planner

Enter transaction-specific estimates. Actual escrow/title charges, taxes, credits, prorations and negotiated costs control.

Price $Down payment %Estimated closing costs %Deposit already paid $Credits $Other cash items $

SECURE ANALYSIS + DOCUMENT REVIEW

Title & Preliminary Title Analysis

ACP’s secure workflow will organize ownership/vesting, legal description, liens, easements, CC&Rs, taxes, exceptions and items needing professional clarification, with citations to the supplied title report.

PUBLIC REVIEW FRAMEWORK

Preliminary Title Report Question Builder

A preliminary report can contain exceptions, easements, liens, CC&Rs and other matters. Use this checklist to prepare questions for the title/escrow team rather than assuming an item is harmless.

Owner/vesting information matches expectations Legal description and property identifiers reviewed Taxes, assessments and recorded liens reviewed Easements, access rights and use restrictions identified CC&Rs and recorded restrictions identified Exceptions needing title officer, survey, legal or other professional clarification flagged

Wire-fraud rule: Never rely on wiring instructions received only by email or text. Independently verify instructions using a trusted telephone number before sending funds.